Senior SME Insurance Expert – Commercial P&C / Underwriting.

Position Overview

Located in the Zurich area, Switzerland, this role offers a hybrid work environment designed to support a leading Swiss insurance company in executing a short-term strategic project within its SME insurance business. The assignment is set to begin as soon as possible and will last for a duration of 3 to 4 months, requiring a full-time commitment of 40 hours per week.

Key Responsibilities

• Review and further develop the Commercial P&C risk appetite framework.
• Assess and enhance the existing SME product offering.
• Review underwriting guidelines, principles, and steering mechanisms.
• Evaluate underwriting limits and deductibles across various coverages and industries.
• Examine coverage concepts, product frameworks, and current market practices.
• Analyze and optimize facility agreements and framework contracts.
• Review underwriting processes and identify opportunities for improvement.
• Develop clear process documentation, recommendations, and work instructions.
• Collaborate with stakeholders across Underwriting, Sales, and Business Development.
• Present findings and recommendations to specialist and management stakeholders.

Candidate Profile

• Several years of experience within the Swiss Commercial P&C / SME insurance market.
• Strong hands-on background in Underwriting, Technical Underwriting, or a comparable P&C expert role.
• Deep technical knowledge of Property and/or Casualty insurance.
• Experience with risk appetite, underwriting guidelines, portfolio steering, product structures, and/or underwriting limits.
• Strong understanding of Swiss commercial insurance practices.
• Experience with facility/framework agreements, broker structures, or operational underwriting processes is advantageous.
• Able to work independently and contribute with limited onboarding.
• Fluent in German and/or French; proficiency in English is a plus.
• Experience across Commercial Property, Liability, Engineering, or other SME P&C products is particularly relevant.

Engagement Opportunity

This is a hands-on assignment that invites a senior expert capable of swiftly grasping the existing environment and translating complex insurance topics into practical, actionable recommendations. If you are looking for an engaging opportunity to leverage your expertise in the insurance sector, this project may be an ideal fit.