SAP Credit Management Lead Consultant

Project Overview

Take ownership of the functional design, implementation, and rollout of Credit Management capabilities within a global SAP S/4HANA landscape. Act as the functional lead and primary subject matter expert for SAP FSCM Credit Management, working closely with business stakeholders, SAP architects, development and integration teams, and local market representatives.

The engagement covers the full implementation lifecycle, from requirements gathering and solution design through configuration, integration, testing, deployment, and hypercare. Additionally, contribute to the development of a global template and its subsequent market rollouts.

Key Responsibilities

• Lead the functional design and implementation of SAP S/4HANA Credit Management / FSCM Credit Management.
• Own the Credit Management solution design, ensuring alignment with the wider Order-to-Cash (O2C) architecture and business processes.
• Facilitate workshops with business stakeholders to understand credit policies, risk requirements, and market-specific needs.
• Translate business requirements into functional designs, configuration, and implementation requirements.
• Configure and optimise Credit Management capabilities, including credit segments, credit profiles, credit limits, exposure, risk classes, scoring, automatic credit checks, and credit block/release processes.
• Manage integration across SAP Credit Management, SD, FI, Business Partner, and relevant external systems.
• Identify opportunities to leverage standard S/4HANA functionality while minimising unnecessary customisation.
• Lead functional specifications for enhancements, interfaces, and developments, working closely with ABAP and integration teams.
• Drive functional testing activities, including SIT, UAT, and regression testing, as well as cutover, go-live, and hypercare.
• Troubleshoot complex functional and integration issues, coordinating resolution across technical and functional teams.
• Support the creation of a global solution template and subsequent multi-country rollouts, balancing standardisation with local requirements.
• Provide functional leadership, guidance, and knowledge transfer to consultants and local market teams.

Required Experience & Skills

• Strong hands-on experience with SAP S/4HANA Credit Management / FSCM Credit Management.
• Deep understanding of SAP Credit Management and end-to-end Order-to-Cash processes.
• Strong integration knowledge across SAP SD, FI, and Business Partner.
• Proven experience designing and configuring credit checks, credit limits, credit exposure, risk classes, and credit block/release processes.
• Experience delivering S/4HANA implementations, migrations, or global template rollouts.
• Ability to independently lead functional workshops and engage with senior business stakeholders.
• Experience producing functional specifications and working closely with ABAP, integration, and architecture teams.
• Strong analytical and troubleshooting capabilities, particularly across complex cross-functional SAP processes.
• Experience across the full implementation lifecycle: Design, Build, SIT, UAT, Cutover, Go-Live, and Hypercare.
• Excellent English communication and stakeholder-management skills.

Desirable Experience

• Previous experience as an SAP Credit Management Lead Consultant, Functional Lead, or Senior SME.
• Experience leading multi-country or global SAP implementations and rollouts.
• Retail or large international enterprise experience.
• Exposure to integrations with external credit, finance, or risk-management solutions.
• Experience establishing reusable global templates while accommodating local market requirements.

Why Join This Project?

An excellent opportunity to take a leading role in a global S/4HANA transformation, owning a critical functional area within the wider O2C landscape. You will have the opportunity to influence solution design, shape global Credit Management processes, and support a long-term international rollout.